What personally identifiable information does SouthJerseyBiz.net collect from me?
SouthJerseyBiz.net collects information in several ways from different parts of our network of web sites. Some personal information is gathered when you register. During registration, SouthJerseyBiz.net asks for your name, email address, birth date, gender, zip code, occupation, industry and personal interests. The more information you volunteer (and the more accurate it is), the better we are able to customize your experience. Once you register you are no longer anonymous to SouthJerseyBiz.net - you are given a SouthJerseyBiz.net ID and are able to take full advantage of SouthJerseyBiz.net 's many offerings. In addition to registration we may ask you for personal information at other times, including (but not limited to) when you enter a sweepstakes, contest or promotion sponsored by SouthJerseyBiz.net and/or our many partners; when you make a purchase using SouthJerseyBiz.net Shopping; when you make travel arrangements using SouthJerseyBiz.net Travel; when you post a SouthJerseyBiz.net Classified ad; when you submit a listing for a web site; and when you report a problem with one of our sites or services. If you contact SouthJerseyBiz.net we may keep a record of that correspondence. SouthJerseyBiz.net also occasionally asks users to complete surveys that we use for research purposes. Wherever SouthJerseyBiz.net collects personal information we make an effort to include a link to this Privacy Policy on that page.
What are cookies and how does SouthJerseyBiz.net use them?
As part of offering and providing customizable and personalized services, SouthJerseyBiz.net uses cookies to store and sometimes track information about you. A cookie is a small amount of data that is sent to your browser from a web server and stored on your computer's hard drive. All sites on SouthJerseyBiz.net where you are prompted to log-in or that are customizable require that you accept cookies. (See "What are my choices regarding collection, use and distribution of my information?" for more information on cookies.) Generally, we use cookies to: (1) Remind us of who you are and to access your account information (stored on our computers) in order to deliver to you a better and more personalized service. This cookie is set when you register or "Sign In" and is modified when you "Sign Out" of our services. SouthJerseyBiz.net also uses cookies to store your zip code for other services, such as Yellow Pages. (2) Estimate our audience size. Each browser accessing SouthJerseyBiz.net is given a unique cookie which is then used to determine the extent of repeat usage, usage by a registered user versus by an unregistered user, and to help target advertisements based on user interests and behavior. (3) Assist merchants in SouthJerseyBiz.net Stores to track visits to and business at their stores, and to process the items in your shopping basket. This information collected by cookies is sometimes called "clickstream" or "click trail" and may also describe which pages you have seen in each merchant's store. (4) Track your progress and number of entries in some of our promotions, sweepstakes and contests. When a SouthJerseyBiz.net -hosted promotion uses cookies, the information written to the cookie indicates the player's progress through the promotion, and may be used to track entries, submissions, and status in prize drawings. (5) Measure certain traffic patterns, which areas of SouthJerseyBiz.net 's network of web sites you have visited, and your visiting patterns in the aggregate. We use this research to understand how our users' habits are similar or different from one another so that we can make each new experience on SouthJerseyBiz.net a better one. We may use this information to better personalize the content, banners, and promotions that you and other users will see on our sites. Advertising networks that serve ads onto SouthJerseyBiz.net may also use their own cookies. SouthJerseyBiz.net also collects IP addresses for system administration and to report aggregate information to our advertisers. In addition, SouthJerseyBiz.net Mail includes IP addresses in outgoing mail message headers.
How does SouthJerseyBiz.net use my information?
SouthJerseyBiz.net 's primary goal in collecting personal information is to provide you, the user, with a customized experience on our network of sites. This includes personalization services, interactive communications, online shopping and many other types of services, most of which are completely free to you. In order to provide services free of charge, we display advertisements. By knowing a little about you, SouthJerseyBiz.net is able to deliver more relevant advertisements and content, and hence better service, to you. In our role of delivering targeted advertisements, SouthJerseyBiz.net plays the middleman. Advertisers give us an advertisement and tell us the type of audience they want to reach (for example, males over 35 years old). SouthJerseyBiz.net takes the advertisement and displays it to users meeting that criteria. In this process, the advertiser never has access to individual account information. Only SouthJerseyBiz.net has access to individuals' accounts. This kind of advertisement targeting is done with banner ads as well as promotional email through SouthJerseyBiz.net Delivers. You will only receive special offers via email from SouthJerseyBiz.net if you have indicated in your account preferences that you would like to receive them. You can change your account preferences at any time. SouthJerseyBiz.net does research on our users' demographics, interests, and behavior based on the information provided to us upon registration, during a promotion, from our server log files or from surveys. We do this to better understand and serve our users. This research is compiled and analyzed on an aggregated basis. SouthJerseyBiz.net may share this aggregated data with advertisers or business partners.
Who is collecting information?
When you are on a SouthJerseyBiz.net site and are asked for personal information, you are sharing that information with SouthJerseyBiz.net alone, unless it is specifically stated otherwise. For example, some SouthJerseyBiz.net services, like SouthJerseyBiz.net Travel, are offered in conjunction with a partner company. In order to provide this co-branded service to you, it is necessary for us to share your personal information with our partner company. If data is being collected and/or maintained by any company other than SouthJerseyBiz.net , you will be notified prior to the time of the data collection or transfer. If you do not want your data to be shared, you can choose not to allow the transfer by not using that particular service. Promotions that run on SouthJerseyBiz.net may be sponsored by companies other than SouthJerseyBiz.net or may be cosponsored by SouthJerseyBiz.net and another company. Some or all data collected during a promotion may be shared with the sponsor. If data will be shared, you will be notified prior to the time of data collection or transfer. You can decide not to participate in the promotion if you don't want your data to be shared. Currently, most SouthJerseyBiz.net promotions are limited to US or North American residents. Please be aware that SouthJerseyBiz.net Internet access partners, advertisers, and web sites that have links on our site may collect personally identifiable information about you. The information practices of those Internet access partners, advertisers, and web sites linked to SouthJerseyBiz.net are not covered by this privacy statement.
With whom does SouthJerseyBiz.net share my information?
As a general rule, SouthJerseyBiz.net will not disclose any of your personally identifiable information except when we have your permission or under special circumstances, such as when we believe in good faith that the law requires it or under the circumstances described below. Please see the Terms of Service or Use Agreements for each of our products and services for more detailed information about how your personal information may be shared. The following describes some of the ways that your information may be disclosed. Business Partners & Sponsors: SouthJerseyBiz.net may disclose your personal information to business partners or sponsors, but this is specifically described to you prior to data collection or prior to transferring the data. Details of shared use can be found in specific Terms of Service or Use Agreements, and sweepstakes and promotions rules. Some or all data collected during a SouthJerseyBiz.net promotion may be shared with a sponsor. If personally identifying data about you will be shared, we will tell you before we collect or transfer the data. Many promotions offer opportunities to request additional information from sponsors. By requesting more information, you give SouthJerseyBiz.net permission to transfer your personal information to the sponsor so they can fulfill your request. In many instances, only your email address will be shared. If more information will be shared with the sponsor, you will be notified prior to the transfer. SouthJerseyBiz.net Stores & Shopping: If you make a purchase from a store hosted by SouthJerseyBiz.net Store, or a merchant in SouthJerseyBiz.net Shopping, the information obtained during your visit to those stores, and the information you give such as your credit card number and contact information, is provided to the merchants. This is to enable transactions to take place. Merchants listed in SouthJerseyBiz.net Shopping or site or in SouthJerseyBiz.net Stores have separate privacy and data collection practices. SouthJerseyBiz.net has no responsibility or liability for these independent policies. For more information regarding the merchant, their store, and their privacy policies, return to that store's home page and click on their Information link. SouthJerseyBiz.net Auctions: On the SouthJerseyBiz.net Auctions site, we currently provide the information necessary to facilitate the auction transaction between the buyer and the seller. From time to time, you may be offered the opportunity to receive materials or special offers from third parties. If you opt-in to receive information from these third parties, SouthJerseyBiz.net will (with your permission) share your name and email address with them. Third Party Data & Data in the Aggregate: Under confidentiality agreements, SouthJerseyBiz.net may match user information with third party data. Also, SouthJerseyBiz.net discloses aggregated user statistics (for example, 45% of our users are female) in order to describe our services to current and prospective partners, advertisers, and other third parties, and for other lawful purposes. ?Other: SouthJerseyBiz.net may also disclose account information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating SouthJerseyBiz.net 's Terms of Service or may be causing injury to or interference with (either intentionally or unintentionally) SouthJerseyBiz.net 's rights or property, other SouthJerseyBiz.net users, or anyone else that could be harmed by such activities. SouthJerseyBiz.net may disclose or access account information when we believe in good faith that the law requires it and for administrative and other purposes that we deem necessary to maintain, service, and improve our products and services.
What are my choices regarding collection, use, and distribution of my information?
SouthJerseyBiz.net may, from time to time, send you email regarding our products and services. In addition, if you indicated upon registration that you are interested in receiving offers or information from SouthJerseyBiz.net and our partners, we may occasionally send you direct mail about products and services that we feel may be of interest to you. Only SouthJerseyBiz.net (or agents working on behalf of SouthJerseyBiz.net and under confidentiality agreements) will send you these direct mailings and only if you indicated that you do not object to these offers. If you do not want to receive such mailings, simply tell us when you give us your personal information. Or, at any time you can easily edit your SouthJerseyBiz.net Account Information to no longer receive such offers and mailings. You will need your SouthJerseyBiz.net ID and Password in order to access your SouthJerseyBiz.net Account Information. On some types of SouthJerseyBiz.net promotions, we will ask for your email address in order to update you on your score, entries, and status in prize drawings. When you participate in these types of promotions, you automatically receive promotion-related email, unless you choose the no-email option that some promotions offer. Occasionally these promotion-related email messages may include targeted advertisements. You also have choices with respect to cookies. By modifying your browser preferences, you have the choice to accept all cookies, to be notified when a cookie is set, or to reject all cookies. If you choose to reject all cookies you will be unable to use those SouthJerseyBiz.net services that require registration in order to participate. These services include (but are not limited to): SouthJerseyBiz.net Mail, My SouthJerseyBiz.net , Calendar, Chat, Message Boards, and creating a portfolio in SouthJerseyBiz.net Finance. You can still use SouthJerseyBiz.net Shopping and SouthJerseyBiz.net Auctions and many other SouthJerseyBiz.net sites even if you do not accept cookies. SouthJerseyBiz.net does not sell or rent user information to anyone. We will notify you at the time of data collection or transfer if your data will be shared with a third party and you will always have the option of not permitting the transfer. If you do not wish to allow your data to be shared, you can choose not to use a particular service or not to participate in certain promotions or contests.
What is SouthJerseyBiz.net 's policy on allowing me to update, correct, or delete my personally identifiable information?
You may edit your SouthJerseyBiz.net Account Information and your public SouthJerseyBiz.net Profile at any time by using your SouthJerseyBiz.net ID and password. If you have forgotten your password, please click here to request a new password. For all other problems signing in to SouthJerseyBiz.net , please click here and complete this form. ?Your SouthJerseyBiz.net account can be deleted or deactivated, but doing so will result in not being able to access any members-only area of the SouthJerseyBiz.net network, including your SouthJerseyBiz.net Mail account (if you have one). If you saved the confirmation email you received when you first created your SouthJerseyBiz.net account, you can use the URL provided in that message to delete your account at any time.
How does SouthJerseyBiz.net protect my personal financial and health-related information?
Keeping your personal financial and health-related information private is vitally important to us. As with all information, SouthJerseyBiz.net will never rent or sell your personal financial or health-related information. This includes information kept in your SouthJerseyBiz.net Portfolio or from any SouthJerseyBiz.net Health assessment tools. If you use SouthJerseyBiz.net Online Banking Access, SouthJerseyBiz.net will work with your financial institution to present your account balances and history to you on your customized SouthJerseyBiz.net pages. In order to present your financial information to you, SouthJerseyBiz.net receives that information from your financial institution in an encrypted format and presents it to you over a secure-server. SouthJerseyBiz.net Online Banking Access is regularly updated. SouthJerseyBiz.net encrypts this data and stores it on our secure servers. Knowing that you use certain services or features may help us to offer you better and more relevant content and advertisements. But as with all personally identifiable information, we do not make this available to any third parties without your permission. Any user statistics that we may provide to prospective advertisers or partners regarding financial product or service usage on SouthJerseyBiz.net are provided in the aggregate only and do not include any personally identifiable information about any individual user. Please note that there are several places on the SouthJerseyBiz.net network of Web sites where you can transmit credit card information in order to complete a purchase transaction or for verification purposes. Any time we ask for a credit card number we transmit that credit card number in an encrypted format. We use industry-standard, SSL (secure socket layer) encryption.
What security precautions are in place to protect the loss, misuse, or alteration of my information?
Your SouthJerseyBiz.net Account Information and SouthJerseyBiz.net Profile are password-protected so that you and only you have access to this personal information. You may edit your SouthJerseyBiz.net Account Information and SouthJerseyBiz.net Profile by using your SouthJerseyBiz.net ID and password. We recommend that you do not divulge your password to anyone. SouthJerseyBiz.net will never ask you for your password in an unsolicited phone call or in an unsolicited email. Also remember to sign out of your SouthJerseyBiz.net account and close your browser window when you have finished your work. This is to ensure that others cannot access your personal information and correspondence if you share a computer with someone else or are using a computer in a public place like a library or Internet cafe. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, SouthJerseyBiz.net cannot ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems.
What about children's privacy?
SouthJerseyBiz.net is a general audience web site that complies with the Children's Online Privacy Protection Act. When a child under age 13 attempts to register with SouthJerseyBiz.net , we ask that they have a parent or guardian establish a SouthJerseyBiz.net Family Account. This is to ensure that the parent or guardian consents to the collection and use of personally identifying information from that child. SouthJerseyBiz.net Family Accounts allows parents to review, edit and delete information relating to their child's SouthJerseyBiz.net account. Under the Children's Online Privacy Protection Act, no web site operator is permitted to require a child under the age of 13 to disclose more information than is reasonably necessary to participate in an activity as a condition of participation. SouthJerseyBiz.net abides by this requirement. SouthJerseyBiz.net does not share personally identifying information about users who are under the age of 13 with business partners or other third parties. SouthJerseyBiz.net will not contact users who are under the age of 13 about special offers or for marketing purposes. All SouthJerseyBiz.net account holders, including parents and children with SouthJerseyBiz.net Family Accounts, are subject to this Privacy Policy.
What else should I know about my privacy?
Please keep in mind that whenever you voluntarily disclose personal information online - for example on message boards, through email, or in chat areas - that information can be collected and used by others. In short, if you post personal information online that is accessible to the public, you may receive unsolicited messages from other parties in return. Ultimately, you are solely responsible for maintaining the secrecy of your passwords and/or any account information. Please be careful and responsible whenever you're online.